About examination of examination at cashing application time
When thinking about countermeasures to go through the review of cashing, you need to understand the reasons for not going through the review.
The reason for not going through the review of cashing is when you are stuck on the total amount regulation. Because of total amount regulation, lenders can not lend more than one-third of their annual income, so they will all fail in the review of cashing.
As a measure to go through the examination, there is no way to reduce borrowing amount.
The reason why we can not pass the review of cashing may be due to the low creditworthiness.
To the credit information company, the use history of caching until now remains over a certain period.
As a countermeasure, we only have to wait until the description contents in the credit information agency are deleted, and it seems that the record will be left for 5 years in case of arrears.
Even when the number of borrowings by cashing from other companies is large, it is a negative point in the judgment.
The higher the number of borrowings from other companies, the higher the probability of not going through cashing review.
As a measure to raise the probability of going through the examination, to reduce the number of borrowings from other companies.
As for the financial company side, I would like to finance the loan after checking with the screening to see if he / she can repay the lent money properly.
People who can return borrowed money Keeping yourself close to an elephant is the key to breakthrough the review.
